Terms of Use

Copyright Notices:
All contents of this Web site are: Copyright©2000-2004 American Personal Loans (also known as www.american-personal-loans.com), and/or its Financial Providers. All rights reserved.

Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms of Use and other notices posted on this website. If you do not agree to be bound by and comply with all of the foregoing, you may not access or use our current information, services, or website. We suggest you print a copy of each of these documents for your records.

This Web site is for the User’s personal, noncommercial use. User may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products or services obtained from this Web site.

Links or pointers to other websites and references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such websites; (ii) the content, privacy policies or other terms of use on such websites; or (iii) such third party products and services. As we have no control or responsibility over websites or content maintained by other organizations, or for products and services offered by third parties, we do not assume any liability for your use of any of the foregoing, which use you acknowledge and agree shall be at your own risk.

Disclaimer:

American Personal Loans (also known as american-personal-loans.com) is not a lender or issuer of loans. All financial services and/or products are offered by third-party financial providers and companies.

Changes are periodically added to the information published at this site. American Personal Loans (AKA american-personal-loans.com) may make improvements or changes in this Web site at any time without notice. American Personal Loans (AKA american-personal-loans.com) reserves the right to deny access to the Web site to anyone at anytime.

Indemnity:

As a condition of use of this Web site, the User agrees to indemnify American Personal Loans (AKA american-personal-loans.com) and its Financial Providers from and against any and all liabilities, expenses (including attorney’s and expert’s charges) and damages arising out of claims resulting from User’s use of this Web site, including without limitation any claims alleging facts that if true would constitute a breach by User of http://www.american-personal-loans.com/tos.html.

General Terms and Conditions:

In consideration of use of the Service, you agree to: provide true, accurate, current and complete information about yourself as prompted by the Quote Form. If any information provided by you is untrue, inaccurate, not current or incomplete, American Personal Loans (AKA american-personal-loans.com) and its financial providers have the right to refuse any and all current or future services.

By using the American Personal Loans Web site (www.american-personal-loans), and content contained therein, you agree that use of the Service is entirely at your own risk. THE SERVICE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, FINANCIALCIRCUIT.COM DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES AND (2) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

NEITHER American Personal Loans (AKA american-personal-loans.com) NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, PARTNERS, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF American Personal Loans (american-personal-loans.com), ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, PARTNERS, AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY SUCH STATE LAW.

American Personal Loans (AKA american-personal-loans.com) reserves the right to change any information on this Web Site including but not limited to revising and/or deleting features or other information without prior notice. Clicking on certain links within this Web Site might take you to other Web sites for which American Personal Loans (AKA american-personal-loans.com) assumes no responsibility of any kind for the content, availability or otherwise. The content presented at this Site may vary depending upon your browser limitations.

Neither American Personal Loans (AKA american-personal-loans.com) nor any of its service or content providers shall be liable for any errors or delays in the content or service, or for any actions taken in reliance thereon.

You acknowledge and agree that American Personal Loans (AKA american-personal-loans.com) may in its sole discretion deny you access through american-personal-loans.com to any materials stored on the Internet, or to access third party services, merchandise or information on the Internet through american-personal-loans.com, and American Personal Loans (AKA american-personal-loans.com) shall have no responsibility to notify any third-party providers of services, merchandise or information nor any responsibility for any consequences resulting from lack of notification.

You agree to defend, indemnify and hold American Personal Loans (AKA american-personal-loans.com) and its Financial Providers, Partners, and Affiliations harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys’ fees, arising in any way from your use of the Service or the placement or transmission of any message, information, software or other materials through the Service by you.

You acknowledge and agree that American Personal Loans (AKA american-personal-loans.com) and any of its Web site co-branding providers have no responsibility for the accuracy or availability of information provided by linked sites. Links to external Web sites do not constitute an endorsement by American Personal Loans (AKA american-personal-loans.com).

The links on this Web site may take you to other sites where the other financial services are available. You acknowledge and agree that American Personal Loans (AKA american-personal-loans.com) shall not be responsible or liable with regard to any transactions, which may be conducted on such linked financial sites, and any other Web site, which may be linked, to or from the American Personal Loans (AKA american-personal-loans.com) site. You acknowledge and agree that you bear responsibility for your own research and decisions, and that American Personal Loans (AKA american-personal-loans.com) shall not be liable for any decision made or action taken by you or others based upon reliance on information or materials obtained through use of the Service.

You further acknowledge and agree that American Personal Loans (AKA american-personal-loans.com) shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services available on these external sites or resources.

Other Information:

American Personal Loans (AKA american-personal-loans.com) is taking reasonable and appropriate measures to ensure that your personal information is provided only to American Personal Loans (or american-personal-loans.com) and its Financial Providers, Partners, and Affiliations. However, by your use of this Web site and Service you acknowledge that the Internet is an open system and we cannot and do not guarantee that the personal information you have entered will not be intercepted by others and decrypted.

If you wish to use the Service, the Financial Providers from whom you are conducting business may ask you to supply certain information. You agree not to hold American Personal Loans (AKA american-personal-loans.com) liable for any loss or damage of any sort incurred as a result of any such dealings with any merchant or information or service provider through the Service. You agree that all information you provide any merchant or information or service provider through the Service will be accurate, complete and current. The merchants and information and service providers offering information and services through the Service set their own prices and may change prices or institute new prices at any time.

American Personal Loans (AKA american-personal-loans.com) reserves the right to change any information at this Site including but not limited to revising and/or deleting financial products or financial related information as offered by participating financial providers without prior notice. The user is further advised that unless otherwise stated to the user, nothing contained in this Web site is an offer, promise or otherwise, either to make a specific loan or that any participating financial provider will make any loan for any purpose or on any specific terms. You acknowledge and agree that American Personal Loans (AKA american-personal-loans.com) and its participating service providers shall not be liable or responsible should confidential information belonging to the user be intercepted and subsequently used by an unintended recipient. The user may contact each financial service provider at his or her Customer Service, for assistance or further information.

Miscellaneous:
The Terms of Service and the relationship between you and American Personal Loans (AKA american-personal-loans.com) shall be governed by the laws of the State of Michigan without regard to its conflict of law provisions. You and American Personal Loans (or american-personal-loans.com) agree to submit to the personal and exclusive jurisdiction of the courts located within the State of Michigan. .