TERMS OF
USE
Copyright
Notices: All contents of this Web site are: Copyright©2000-2004
American Personal Loans (also known as www.american-personal-loans.com),
and/or its Financial Providers. All rights reserved.
Your use of this
website or of any content presented in any and all areas of the
website indicates your acknowledgment and agreement to these Terms
of Use and other notices posted on this website. If you do not agree
to be bound by and comply with all of the foregoing, you may not
access or use our current information, services, or website. We
suggest you print a copy of each of these documents for your
records.
This Web site is
for the User’s personal, noncommercial use. User may not modify,
copy, distribute, transmit, display, perform, reproduce, publish,
license, create derivative works from, transfer, or sell any
information, products or services obtained from this Web
site.
Links or
pointers to other websites and references to products and services
offered by third parties are provided to you for convenience only
and do not constitute an endorsement or approval by us of (i) the
organizations that operate such websites; (ii) the content, privacy
policies or other terms of use on such websites; or (iii) such third
party products and services. As we have no control or responsibility
over websites or content maintained by other organizations, or for
products and services offered by third parties, we do not assume any
liability for your use of any of the foregoing, which use you
acknowledge and agree shall be at your own risk.
Disclaimer:
American
Personal Loans (also known as american-personal-loans.com) is not a
lender or issuer of loans. All financial services and/or products
are offered by third-party financial providers and companies.
Changes are
periodically added to the information published at this site.
American Personal Loans (AKA american-personal-loans.com) may make
improvements or changes in this Web site at any time without notice.
American Personal Loans (AKA american-personal-loans.com) reserves
the right to deny access to the Web site to anyone at
anytime.
Indemnity:
As a condition
of use of this Web site, the User agrees to indemnify American
Personal Loans (AKA american-personal-loans.com) and its Financial
Providers from and against any and all liabilities, expenses
(including attorney’s and expert’s charges) and damages arising out
of claims resulting from User’s use of this Web site, including
without limitation any claims alleging facts that if true would
constitute a breach by User of http://www.american-personal-loans.com/tos.html.
General Terms
and Conditions:
In consideration
of use of the Service, you agree to: provide true, accurate, current
and complete information about yourself as prompted by the Quote
Form. If any information provided by you is untrue, inaccurate, not
current or incomplete, American Personal Loans (AKA
american-personal-loans.com) and its financial providers have the
right to refuse any and all current or future services.
By using the
American Personal Loans Web site (www.american-personal-loans),
and content contained therein, you agree that use of the Service is
entirely at your own risk. THE SERVICE IS PROVIDED “AS IS,” WITHOUT
WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT
LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES,
UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION
WITH THE SERVICE. SPECIFICALLY, FINANCIALCIRCUIT.COM DISCLAIMS ANY
AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (1) ANY
WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR
CONTENT OF INFORMATION, PRODUCTS OR SERVICES AND (2) ANY WARRANTIES
OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER
OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE
OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT,
DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION
LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO,
ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT,
TORTUOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF
ACTION.
NEITHER American
Personal Loans (AKA american-personal-loans.com) NOR ANY OF ITS
EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, PARTNERS, OR
CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD
PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL
DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO
OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE
SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY
FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY
NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF
American Personal Loans (american-personal-loans.com), ITS
EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, PARTNERS, AND
CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE
GREATEST EXTENT PERMITTED BY SUCH STATE LAW.
American
Personal Loans (AKA american-personal-loans.com) reserves the right
to change any information on this Web Site including but not limited
to revising and/or deleting features or other information without
prior notice. Clicking on certain links within this Web Site might
take you to other Web sites for which American Personal Loans (AKA
american-personal-loans.com) assumes no responsibility of any kind
for the content, availability or otherwise. The content presented at
this Site may vary depending upon your browser
limitations.
Neither American
Personal Loans (AKA american-personal-loans.com) nor any of its
service or content providers shall be liable for any errors or
delays in the content or service, or for any actions taken in
reliance thereon.
You acknowledge
and agree that American Personal Loans (AKA
american-personal-loans.com) may in its sole discretion deny you
access through american-personal-loans.com to any materials stored
on the Internet, or to access third party services, merchandise or
information on the Internet through american-personal-loans.com, and
American Personal Loans (AKA american-personal-loans.com) shall have
no responsibility to notify any third-party providers of services,
merchandise or information nor any responsibility for any
consequences resulting from lack of notification.
You agree to
defend, indemnify and hold American Personal Loans (AKA
american-personal-loans.com) and its Financial Providers, Partners,
and Affiliations harmless from any and all claims, liabilities,
costs and expenses, including reasonable attorneys’ fees, arising in
any way from your use of the Service or the placement or
transmission of any message, information, software or other
materials through the Service by you.
You acknowledge
and agree that American Personal Loans (AKA
american-personal-loans.com) and any of its Web site co-branding
providers have no responsibility for the accuracy or availability of
information provided by linked sites. Links to external Web sites do
not constitute an endorsement by American Personal Loans (AKA
american-personal-loans.com).
The links on
this Web site may take you to other sites where the other financial
services are available. You acknowledge and agree that
American Personal Loans (AKA american-personal-loans.com) shall not
be responsible or liable with regard to any transactions, which may
be conducted on such linked financial sites, and any other Web site,
which may be linked, to or from the American Personal Loans (AKA
american-personal-loans.com) site. You acknowledge and agree that
you bear responsibility for your own research and decisions, and
that American Personal Loans (AKA american-personal-loans.com) shall
not be liable for any decision made or action taken by you or others
based upon reliance on information or materials obtained through use
of the Service.
You further
acknowledge and agree that American Personal Loans (AKA
american-personal-loans.com) shall not be responsible or liable,
directly or indirectly, for any damage or loss caused or alleged to
be caused by or in connection with use of or reliance on any
content, goods or services available on these external sites or
resources.
Other
Information:
American
Personal Loans (AKA american-personal-loans.com) is taking
reasonable and appropriate measures to ensure that your personal
information is provided only to American Personal Loans (or
american-personal-loans.com) and its Financial Providers, Partners,
and Affiliations. However, by your use of this Web site and Service
you acknowledge that the Internet is an open system and we cannot
and do not guarantee that the personal information you have entered
will not be intercepted by others and decrypted.
If you wish to
use the Service, the Financial Providers from whom you are
conducting business may ask you to supply certain information. You
agree not to hold American Personal Loans (AKA
american-personal-loans.com) liable for any loss or damage of any
sort incurred as a result of any such dealings with any merchant or
information or service provider through the Service. You agree that
all information you provide any merchant or information or service
provider through the Service will be accurate, complete and current.
The merchants and information and service providers offering
information and services through the Service set their own prices
and may change prices or institute new prices at any
time.
American
Personal Loans (AKA american-personal-loans.com) reserves the right
to change any information at this Site including but not limited to
revising and/or deleting financial products or financial related
information as offered by participating financial providers without
prior notice. The user is further advised that unless otherwise
stated to the user, nothing contained in this Web site is an offer,
promise or otherwise, either to make a specific loan or that any
participating financial provider will make any loan for any purpose
or on any specific terms. You acknowledge and agree that American
Personal Loans (AKA american-personal-loans.com) and its
participating service providers shall not be liable or responsible
should confidential information belonging to the user be intercepted
and subsequently used by an unintended recipient. The user may
contact each financial service provider at his or her Customer
Service, for assistance or further information.
Miscellaneous: The Terms of Service and the relationship
between you and American Personal Loans (AKA
american-personal-loans.com) shall be governed by the laws of the
State of Michigan without regard to its conflict of law provisions.
You and American Personal Loans (or american-personal-loans.com)
agree to submit to the personal and exclusive jurisdiction of the
courts located within the State of Michigan.
.

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